Personal Checking Accounts

With today’s hectic schedules, Community First Bank, N.A. would like to make managing your financial accounts easy!  The features of each account are highlighted to help you choose which suits your personal needs.  Look over our checking account options.  All you need is the minimum opening deposit and your driver’s license or other picture ID.  Our friendly customer service representatives can answer any questions and help get you started!

REGULAR CHECKING -   
 

• $50 Minimum Opening Deposit
• $6.00 Monthly Maintenance Fee (Waived with $500 Minimum Daily Balance or $500 Minimum Daily Balance in Another Deposit Account)
• $1 Waived On Monthly Maintenance Fee If No Images Returned In Statement
• No Monthly Maintenance Fee for Customers Age 60 and Over.
• OOPS! – Occasional Overdraft Privilege Available to Qualified Customers
• Free Online Banking/Bill Pay
• Free Emailed Statement Upon Request – Includes Fronts and Backs of Paid Checks
• Check Order Fee Varies Depending on Style
• ATM/Debit Card Available to Qualified Customers - $7 Annual Fee
  

COMMUNITY CLUB PLUS -

• $50 Minimum Opening Deposit
• $6 Monthly Maintenance Fee - $5 Fee for Age 50 and Over
• $1 Waived On Monthly Maintenance Fee If No Images Returned In Statement
• No Minimum BalanceNo Fee Checks (Limit 2 Boxes Per Year of Predetermined Style)No Annual Fee ATM/Debit Card    No Fee Phone Transfers   
  
• Up to 10 Cashier’s Checks or Money Orders Each Month With No Issue Fee   
  
• OOPS! – Occasional Overdraft Privilege Available to Qualified Customers
• Free Online Banking/Bill Pay
• Free Emailed Statement Upon Request – Includes Fronts and Backs of Paid Checks
• No Fee Overdraft Protection From a Qualified Deposit Account
• Safe Deposit Box for One Year With No Rental Fee
• Discount Coupons on Other CFB Services
  

COMMUNITY GOLDEN PLUS -

• For Our Customers 55 and Older
• $50 Minimum Opening Deposit
• $2.50 Monthly Maintenance Fee (Waived with $100 Minimum Daily Balance)
• $1 Waived On Monthly Maintenance Fee If No Images Returned In Statement
• OOPS! – Occasional Overdraft Privilege Available to Qualified Customers
• Free Online Banking/Bill Pay
• Free Emailed Statement Upon Request – Includes Fronts and Backs of Paid Checks
• No Fee Checks (Limit 2 Boxes Per Year of Predetermined Style)
• No Annual Fee ATM/Debit Card
• Up to 10 Cashier’s Checks or Money Orders Each Month With No Issue Fee
  

COMMUNITY DIRECT PLUS -

• $50 Minimum Opening Deposit
• No Monthly Maintenance Fee (A Direct Deposit Must Be Maintained Into This Account.  Account Converted to Regular Checking If No Direct Deposit Made for 3 Consecutive Statement Cycles)
• Check Images Will Not Be Returned In Your Statement.  Copies Available At Your Request.  Three (3) Free Copies per Year.  Additional Copies Assessed Regular Research Rate.
• No Minimum Balance Requirements
• No Annual Fee ATM/Debit Card
• OOPS! – Occasional Overdraft Privilege Available to Qualified Customers
• Free Online Banking/Bill Pay
• Free Emailed Statement Upon Request – Includes Fronts and Backs of Paid Checks
• Check Order Fee Varies Depending Upon Style
• No Limit on Transactions
• No Per Check Fee
  

MONEY TREE CHECKING -

• $1500 Minimum Opening Deposit
• $10 Monthly Maintenance Fee (Waived With $1500 Minimum Daily Balance)
• Interest Account – Credited Monthly
• Interest Rate May Be Changed At Any Time
• OOPS! – Occasional Overdraft Privilege Available to Qualified Customers
• Free Online Banking/Bill Pay
• Free Emailed Statement Upon Request – Includes Fronts and Backs of Paid Checks
• Check Order Fee Varies Depending Upon Style
• ATM/Debit Card Available to Qualified Customers - $7 Annual Fee
  

MONEY MARKET –

• $2500 Minimum Opening Deposit
• $15 Monthly Maintenance Fee (Waived With $2500 Minimum Daily Balance)
• Service Charge of $20 Will Be Charged If More Than 3 Checks Are Posted To The Account A Statement Cycle
• Tiered Money Market Interest Rate Credited to Account Monthly
  1.    Tier 1 – Balance of $50,000 and Over
  2.    Tier 2 – Balance of $25,000 to $49,999.99
  3.    Tier 3 – Balance of $10,000 to $24,999.99
  4.    Tier 4 – Balance of $2,500 to $9,999.99
• Interest Rate May Be Changed At Any Time
• Transfers From Money Market Deposit Account to Another Account or Third Party By Preauthorized, Automatic, or Telephone Transfer Are Limited to 6 per Statement Cycle With No More Than 3 By Check, Draft, or Similar to Third Parties
• Free Online Banking/Bill Pay
• Free Emailed Statements Upon Request – Includes Fronts and Backs of Paid Checks
• ATM/Debit Card Available to Qualified Customers - $7 Annual Fee May Apply
• Predetermined Check Style Available at Minimal Cost