Certificates of Deposits

Community First Bank, N.A. offers several terms, interest payment frequencies, and methods of payments to best suit our customers’ needs.   Here are some details:

Available Terms

• 91 Days
• 182 Days
• 9 Months
• 12 Months
• 15 Months
• 18 Months
• 24 Months
• 30 Months
• 36 Months
• 48 Months
• 60 Months

Occasionally, Community First will offer Certificates of Deposit with special rates, terms, and deposit requirements.   Check the website regularly or call for the current rates.   Rates can change at any time, but normally adjust on Thursday of each week.   Minimum Opening Deposit is $500 unless otherwise stated under special terms.   An interest penalty will apply for early withdrawals.

Interest Payment Options

How Interest Can Be Paid

• Compounding
• Paid To Checking
• Paid To Savings
• Paid By Check

Compounding Interest Frequencies

• Quarterly
• Semi-Annually
• Annually
• At Maturity

When Interest Is Paid Into An Account or By Check, Our Customers May Choose

• Monthly
• Quarterly
• Semi-Annually
• Annually
• At Maturity

Individual Retirement Accounts

Community First Bank, N.A. offers the IRA accounts in:

• Traditional
• Roth
• Educational

Terms:

• 12 Months
• 15 Months
• 18 Months
• 24 Months
• 30 Months
• 36 Months
• 48 Months
• 60 Months

Rates are set at time of opening.   IRAs offer the flexibility of depositing as many times and as much as you wish up to the Federal limit.   For more details, contact the IRA specialists at any office of Community First Bank, N.A.