Real Estate Loans

Construction

• Rollover Option to Permanent Financing Through Adjustable Rate Mortgage (ARM) Program
• Bridge/Construction/Permanent Finance Loan
• Free Draws Per Invoice Specifications As Needed
• Fixed Rate During Construction Period Up to 12 Months

Home Equity

• 5 Year Fixed Rate – 5 Year Term
• Quarterly Adjusted Rate – 10 Year Term
• 80% Loan to Value – Up to 90% Loan to Value
• Access Line Via Visa Gold Card or Checks

  Commercial Real Estate

• Purchase or Refinance
• Annual Adjustable Rate
• 15 Year Maximum Maturity
• 70% Loan to Value

No Early Prepayment Penalty